Dialogue sep 2010.indd
Malcolm Gooding,
now in his 60s, has
recently embarked on
three new careers – those
of property developer,
olive farmer, and
guesthouse owner.
Forget retirement
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6 style and substance
these pages are about feeling good, looking good and
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8 let's talk money
Nedbank advice and products that help you make
informed decisions about fi nancial matters
14 let's talk life
as our interviews show, there are many ways to
invest; they're not always fi nancial, but they're always
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‘We want to give
you THE FINANCIAL
SOLUTIONS that let you
enjoy this special time of your
much my parents and in-laws mean
for a successful retirement?'
life. IT'S YOUR TURN NOW!
'
Hanlie sees her most meaningful
Hanlie Stoop, Senior Segment Manager
‘You are the heart of any family and
contribution as one where she creates at Nedbank Personal Banking.
you play an important role in guiding
an awareness within Nedbank of the
family decisions. Research has shown
importance of this ‘silver generation'.
that one of the main reasons why young ‘Not only is this market very loyal, people would choose to bank with any
but senior people also hold signifi cant
bank is because it was their parents' or
deposits with Nedbank,' she informs me.
grandparents' bank.
‘With every fi nancial institution working
that has a fi nancial questionmark behind
‘While some of you may feel it is
within the constraints of a low interest
it. ‘In short, we want to give you peace
too late to change your own fi nancial
rate environment, we have to come up
circumstances now that you have retired, with an innovative service of ering that
Worldwide focus on the Baby
you can stil infl uence the people closest
wil keep you banking with us.'
Boomers – people born between 1946
to you and help them make more
‘We want to get closer to your
and 1964 – and their lifestyle choices is
informed decisions.'
"silver generation" and learn what you
certainly changing the way business is
A magazine such as
Dialogue is the
need from a fi nancial perspective. Ideal y,
viewing the senior market. ‘The concept
right medium to create this awareness
we want to help you determine your
of retirement has been turned on its
and advocacy, she feels. Hanlie refers
fi nancial "bucket list". We want to give
head,' says Hanlie. ‘For many people
to an industry survey, which reveals
you the fi nancial solutions that let you
ending their formal working lives, it's the
the shocking statistic that just 6% of
enjoy this special time of your life.' This
time to launch into a second career, or
people will retire comfortably. ‘So,
list may include wil s and estate planning,
grab another chance to reinvigorate
who better than you, with fi rst-hand
funeral cover, advice on the right savings
their lives. Not for nothing is this period
knowledge of the discipline it takes to
and investment for the short, medium
known as "retyrement" – the time to
commit to long-term saving, to help
and long term, life insurance, transacting
retread what you thought was worn out
your children and grandchildren plan
that is more af ordable and anything else and start a new life journey.'
In this launch edition of
Dialogue, THERE is no editor better suited to a magazine
We would love to hear
SEVEN WAYS WE HAVE MADE
U your thoughts on how
YOUR MONEY WORK FOR YOU
cal ed
Dialogue than Hanlie Stoop. She just
new Senior doesn't stop talking.
we can make investing
▼ We have highly competitive rates for seniors and these are reviewed regularly.
She apologises in advance – ‘just stop me if I talk too much' – but
K with Nedbank a valuable 2
L experience for you.
▼ In January we ran a campaign with market-leading rates on the six-month OptimumPlus Fixed Deposit.
Segment Manager at Nedbank, once you get her going on the passion in her life, you willingly allow
We offered a special rate to seniors in our Everyone Wins campaign that went out in February. This
T Perhaps you have some
yourself to be swept away on the waves of her words.
3 ▼ campaign offered you the opportunity to ‘scratch and win' for a guaranteed bonus rate. You also stood
invites you to join her
a chance to double your interest.
ideas for articles in
Her passion is people, especially those preparing to retire or who
Dialogue, or suggestions
In March/April we ran a special 12-month OptimumPlus Fixed Deposit campaign – ‘Nedbank gives you
have retired. Anyone over 55. You, the recipient of this launch edition
indicating how we
▼ more' – with market-leading rates and the chance to win shopping vouchers to the value of R12 000.
for a whole new conversation of
Dialogue. It is a natural corollary, therefore, that she is the new
communicate with
5 ▼ We sponsored the National Moths Bowls tournament in Durban in April and offered a special rate on
Senior Segment Manager at Nedbank Personal Banking.
our 12-month OptimumPlus Fixed Deposit.
about investing with
you regarding your
‘I don't see you as a client, or a third party with whom I have no
6 ▼ Interest in Advance, an innovative option for our seniors market, was launched in September 2010. It
offers fl exible options for receiving your interest so that you can do the things you want to do NOW.
connection. I see you as my son's grandparents, special people who
This magazine, which you're holding in your hands, will focus on the needs of our ‘silver
can make an immense difference in your family's lives. I know how
7 ▼ generation'.
your sense of smell
November The Festival of White Lights in Stellenbosch offers a spectacle
November The Yellow Arum Lily Festival is held in Roossenekal,
November
Kirstenbosch Summer Sunset
26 of light installations and artistic performances at Spier to celebrate the
Mpumalanga, which is the natural habitat of the much
Concerts are a wonderful way to
essence of the festive season.
Contact: Computicket
sought after yel ow arum lily. This indigenous, endemic (only
spend a Sunday evening in Cape
December Stilbaai's Arts & Crafts Fair makes festive shopping a cinch by providing
found in Roossenekal) species is yel ow with a black-purple
April
Town. All music lovers are catered
8 – 10 high-quality decor items including quilts, home furnishings, toys, home-made
inside bottom and features on the endangered Red Data
for in the open-air amphitheatre –
produce and indigenous plants.
Contact: Penny on 028 754 2940
list.
Contact: Christine Ackerman on 013 273 7123 or
from rock and jazz to big band Swing.
December The Cape Bonsai Kai Show at Kirstenbosch will feature over
082 550 6896
Contact: 021 799 8783/8620/8773
11 – 13 100 trees of the highest standard – with a focus on indigenous trees.
Fancy being a wine-maker? Then the Hands-on
Carols by Candlelight with the
There will also be demonstrations on how to design bonsai and how
Harvest, held in the Robertson Wine Valley, will give the
KZNPO has become an institution
to maintain and care for them.
Contact: Tony Bent on 083 230 5348 or
budding vintner in you a chance to experience the magic of
in Durban.
Contact: 031 309 1170 or
Dorothy Franz on 021 797 8972
harvest for a day. Groups are small and intimate to ensure
031 202 5819
December The South Coast Christmas Market helps fi ll the pleasure seeker's
that you have the very best hands-on experience.
Listen to classic English in a suitably
10 – 30 search for presents and pleasures with the exhibitors' creative and
Contact: Robertson Wine Valley on 023 626 3167
11 – English setting. Every year the open-air theatre
delightful products.
Contact: Elmarie on 083 750 8447
The Gardenex Green Living Fair has extended its
February at Maynardville, Wynberg, Cape Town, hosts a
December Dullstroom Arts Festival features some of South Africa's greatest
green fi ngers beyond plants to include pets, patio decor,
Shakespearean production in a green wooded
17 – 19 cultural talent.
Contact: 013 254 0020
pools and outdoor leisure activities. The inspired line-up of
park. Bring along your picnic basket and leave
December The Mossel Bay Christmas Market offers a wonderful range of
events and outdoor leisure will delight and inform even the
behind your prejudices to enjoy Shakespeare's
20 – 22 unique handmade and baked gifts, and fresh produce, which would all
most seasoned gardeners and pet lovers.
delightfully misogynist play, the
Taming of the
make ideal presents.
Contact: Cecile on 082 224 3865
Contact: 011 549 8300
Shrew.
Tickets are available through Computicket
December The Kurland International Polo Test is heading towards being rated
or from the box offi ce at Maynardville.
29 one of the top test matches in the polo world.
Contact: Clive Peddle on
The Johannesburg International Mozart
044 534 8786
Festival in Parktown, Johannesburg, is in its
January The Classic Car and Bike Show features over 500 vehicles to include
23 – third year and in 2011 follows the theme:
22 – 23 vintage classics as well as modern and future classics.
February
2011 Contact: Jo on 021 797 2582
‘Exploring Musical Hemispheres'.
9, Contact: 011 447 9264
The Good Food & Wine Show in Durban brings gourmets, gourmands and good-life devotees
together for a sensational line-up of the fi nest international celebrity and local chefs.
Apricot Picking at De Krans in Calitzdorp lets you pick your own apricots
26 – Contact: Hannacke Fourie or
Helet Viljoen on 044 213 3314
Franschhoek's Cap Classique & Champagne Festival entices anyone
December who loves the good life and the ‘Magic of Bubbles'. Spend the champagne festival
World of Dogs, Cats and Pets in
weekend popping corks, fi l ing fl utes, sipping delicious bubbly and snacking on
Johannesburg is South Africa's greatest
delicacies prepared by some of the val ey's gourmet masterminds.
pet lovers' exhibition.
Contact: 021 876 2861
Hobby-X Johannesburg with its exciting
categories and extensive options, makes you
want to rush out and take up a hobby.
style and substance
There are reasons other than
An aspirin a day?
scenery, siestas and salsas why
we have such fond memories of our
illions of people are taking an aspirin every day (or every other day) to
holidays in the Mediterranean.
vent a heart attack or stroke. Everyone knows that aspirin protects your
It appears that the typical
heart by ‘keeping your blood fl owing freely'.
Mediterranean diet can reduce our
But, if you are doing this on the basis of a friend's advice, or on the strength of an
blood pressure and make us remember
article you read, you should probably stop.
things more clearly.
Mounting evidence, reported recently in a number of leading medical journals,
According to a study by Dr Nicolaos
suggests that taking an aspirin is a bad idea if you're healthy and not at signifi cant risk
WAY!
Scarmeas, at Columbia University
for a heart attack. Furthermore, these studies now show that the potential risk of
Medical Center in New York, consuming
cerebral haemorrhage, serious gastrointestinal bleeding, and ulcers anywhere from
a Mediterranean diet may help lower
your mouth to your anus outweighs any heart benefi ts an aspirin might provide.
the risk of developing Alzheimer's
Only your doctor can advise you to take an aspirin to keep a heart attack or
disease in addition to improving survival
stroke at bay.
among Alzheimer's patients.
Drinking two cups of blueberry juice a day could
keep memory loss at bay.
The diet typically consumed in the
In an article published in January 2010 in the Journal
T Mediterranean region provides high
of Agricultural and Food Chemistry, Robert Krikorian of
amounts of fruits, vegetables, legumes,
the University of Cincinnati, along with his colleagues from
EA cereal, fi sh, and monounsaturated fats,
the US and Canadian Departments of Agriculture, report
low levels of saturated fats, red meat
that consuming blueberry juice was associated with
and poultry, and a moderate amount
improvements in learning and memory in individuals with
age-related memory decline.
For the current study, Dr Scarmeas'
The ‘silver' market – that's anyone over
The trial enrolled fi ve men and four women over
team performed magnetic resonance
the age of 50 – is turning perceptions
the age of 70 who reported forgetfulness and memory
imaging (MRI) scans on the brains
of ageing on its head. Indeed, 2010 has
lapses. They were given the equivalent of 2 – 2½ cups of
of 712 New York residents who
been dubbed the year of the Quintastics,
blueberry juice daily for 12 weeks.
participated in the Washington Heights-
a reference to those women who have
At the study's conclusion, learning and recall were
Inwood Columbia Aging Project.
discovered that ‘turning 50 brings with it a
improved, and depressive symptoms and glucose levels
‘In this study, not eating a
ferocious second wind'.
tended to be reduced. When subjects who received
Mediterranean-like diet had about the
These women include Oprah Winfrey
blueberry juice were compared with a sample who
same effect on the brain as having high
(56), Helen Mirren (65), Meryl Streep (61),
received a placebo beverage in a companion trial test,
blood pressure,' Dr Scarmeas observed.
Sigourney Weaver (60), Condoleezza Rice
scores for learning ability were signifi cantly better.
(55), Jerry Hal (54), Kim Cattral (54), Ines de
‘These preliminary memory fi ndings are encouraging
la Fressange (53), Isabel e Adjani (55), Carole
KEEP and suggest that consistent supplementation with
Bouquet (53), Michel e Pfeif er and Sharon
blueberries may offer an approach to forestall or mitigate
Stone (both 52). And let's not forget perennial naughty girl Madonna (52).
neurodegeneration,' the authors conclude.
These are women who ‘forgot to get old. Despite having more yesterdays than
tomorrows, they're celebrating what Picasso cal ed "the autumn of a woman's life".' ‘We're welcoming an era in which 50 is the new 34,' says Emma Soames, editor-at-
Editor's note: Blueberry juice is not yet available in South Africa.
large of
Saga Magazine. ‘This new 2010 generation can look forward to another 30 years
You'll have to liquidise at least three punnets of blueberries (available at
of active life, while the generation born a hundred years ago were within a few years of
greengrocers and certain supermarkets) to extract two cups of juice.
the end of theirs at 50. They don't feel their age.'
Get the BEST
Nedbank's EasyAccess Deposit account gives
Mike Stedman,
Senior Product
you the high interest that comes with a deposit
Manager for
Funding and
account and the easy access of a savings account.
Now who said you can't have your cake and eat it?
WHILE there is much lean periods when the going is good. The
best way to do this is to grow your capital
celebrating over the declining interest rates
by reinvesting some of your interest income.
for those who are debt-ridden, for many of
The second strategy is to peg your interest
us every cut digs deeper into our reserves.
rate as high as possible instead of investing in a
EASYACCESS DEPOSIT
As most of our generation lives off the
vehicle with a fl uctuating interest rate (such as
interest we earn on our investments, every
a Money Market account).
time Gill Marcus lowers the interest rate,
With Nedbank's EasyAccess Deposit
she is lowering our standard of living. Some
Account you'll get some of the highest
1 You get some of the best rates
of us might even be forced to dip into our
interest rates available right now.*
available (at the Big Four banks, for the applicable term).**
capital to make ends meet.
The Easy Access Deposit gives you a
2 You get peace of mind that you
Mike Stedman, Senior Product Manager
fi xed and guaranteed rate for the term
▼ can access 50% of the deposit
for Funding and Savings at Nedbank, says it
of the deposit (3, 6, 12 or 18 months).
with just 24 hours' notice.
is important not be taken by surprise when
At the same time it allows you to access
3 Your capital is secure.
interest rates fall. ‘The economy moves in
50% of your investment with just 24 hours'
4 You need only R2 000 to qualify
cycles – bad times don't last, just as good
notice (no questions asked – no penalties
for these great benefi ts.
charged). It's like having a savings account at
* 6,10% pa if you invest your money for 18 months.
The principle is to make provision for
fi xed deposit rates!
** Rates are as at 1 November
2010, but are subject to
change without notice.
A DEPOSIT R2 000
Source: http://www.words-worth.co.za/downloads/Dialogue%20Dec%202010.pdf
The Middle East & North Africa "Gender and Development E-Brief" NEWS & ARTICLES GENDER ACTIVISM Tunisians protest to demand legal protection of women's rights Lebanese protest against anal exams on suspected gays Lebanese advocates ABAAD partner with men for gender equality United Arab Emirates - First Women's Museum Libya - Women Win 33 Seats in National Assembly Elections GENDER BASED VIOLENCE Women Refugees Flee Conflict & Gender-Based Violence in Syria Devil in the detail: abortion drug [misoprostol] banned in Turkey Iran Obstructs Women's Access to Education, Moves Closer to Segregating University Classes and Bars Women's Entry to Certain Majors And … Aggressive Enforcement by Morality Police as for the Women's Dress Code in Iran Women in Gaza: how life has changed Several arrested as sexual harassment surges in Cairo GENDER & HUMAN RIGHTS Egypt's Mursi appoints Christian man and two women for his cabinet Women-Only Industrial Cities in Saudi Arabia Women in Prison - Drama - Social & Personal Issues in Lebanon Woman Triumphs over Disability - Inspiring Video Women's Land Rights - International Land Coalition RESOURCES & CALLS
OLYMPIC MOVEMENT ANTI-DOPING CODE General Provisions The Offense of Doping and its Punishment International Anti-Doping Agency Accredited Laboratories Testing Procedures Entry into force and Modifications of the Olympic Movement Anti-Doping Code ANNEXES APPENDIX A Prohibited Classes of Substances and Prohibited Methods [Note: The following Appendices are maintained on a transitional basis