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Dialogue sep 2010.indd
Malcolm Gooding, 
now in his 60s, has 
recently embarked on 
three new careers – those 
of property developer, 
olive farmer, and 
guesthouse owner. 
Forget retirement
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 whatever sense you choose to use, there's an event 
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 6 style and substance
 these pages are about feeling good, looking good and 
Keeps you moving.
being on top of your world
 8 let's talk money
 Nedbank advice and products that help you make 
informed decisions about fi nancial matters
 14 let's talk life
 as our interviews show, there are many ways to 
invest; they're not always fi nancial, but they're always 
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 24 let's talk tech
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 28 let's talk travel
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‘We want to give 
you THE FINANCIAL 
SOLUTIONS that let you 
enjoy this special time of your 
much my parents and in-laws mean 
for a successful retirement?'
life. IT'S YOUR TURN NOW!
' 
 Hanlie sees her most meaningful 
Hanlie Stoop, Senior Segment Manager 
 ‘You are the heart of any family and 
contribution as one where she creates at Nedbank Personal Banking.
you play an important role in guiding 
an awareness within Nedbank of the 
family decisions. Research has shown 
importance of this ‘silver generation'. 
that one of the main reasons why young ‘Not only is this market very loyal, people would choose to bank with any 
but senior people also hold signifi cant 
bank is because it was their parents' or 
deposits with Nedbank,' she informs me. 
grandparents' bank.
‘With every fi nancial institution working 
that has a fi nancial questionmark behind 
 ‘While some of you may feel it is 
within the constraints of a low interest 
it. ‘In short, we want to give you peace 
too late to change your own fi nancial 
rate environment, we have to come up 
circumstances now that you have retired, with an innovative service of ering that 
 Worldwide focus on the Baby 
you can stil infl uence the people closest 
wil keep you banking with us.'
Boomers – people born between 1946 
to you and help them make more 
 ‘We want to get closer to your 
and 1964 – and their lifestyle choices is 
informed decisions.'
"silver generation" and learn what you 
certainly changing the way business is 
 A magazine such as 
Dialogue is the 
need from a fi nancial perspective. Ideal y, 
viewing the senior market. ‘The concept 
right medium to create this awareness 
we want to help you determine your 
of retirement has been turned on its 
and advocacy, she feels. Hanlie refers 
fi nancial "bucket list". We want to give 
head,' says Hanlie. ‘For many people 
to an industry survey, which reveals 
you the fi nancial solutions that let you 
ending their formal working lives, it's the 
the shocking statistic that just 6% of 
enjoy this special time of your life.' This 
time to launch into a second career, or 
people will retire comfortably. ‘So, 
list may include wil s and estate planning, 
grab another chance to reinvigorate 
who better than you, with fi rst-hand 
funeral cover, advice on the right savings 
their lives. Not for nothing is this period 
knowledge of the discipline it takes to 
and investment for the short, medium 
known as "retyrement" – the time to 
commit to long-term saving, to help 
and long term, life insurance, transacting 
retread what you thought was worn out 
your children and grandchildren plan 
that is more af ordable and anything else and start a new life journey.' 
In this launch edition of 
Dialogue, THERE is no editor better suited to a magazine 
We would love to hear 
SEVEN WAYS WE HAVE MADE 
 U your thoughts on how 
 YOUR MONEY WORK FOR YOU
cal ed 
Dialogue than Hanlie Stoop. She just 
 new Senior doesn't stop talking.
we can make investing 
▼ We have highly competitive rates for seniors and these are reviewed regularly.
 She apologises in advance – ‘just stop me if I talk too much' – but 
K with Nedbank a valuable 2
L experience for you.
▼ In January we ran a campaign with market-leading rates on the six-month OptimumPlus Fixed Deposit.
Segment Manager at Nedbank, once you get her going on the passion in her life, you willingly allow 
 We offered a special rate to seniors in our Everyone Wins campaign that went out in February. This 
T Perhaps you have some 
yourself to be swept away on the waves of her words.
3 ▼ campaign offered you the opportunity to ‘scratch and win' for a guaranteed bonus rate. You also stood 
invites you to join her 
a chance to double your interest.
ideas for articles in 
 Her passion is people, especially those preparing to retire or who 
Dialogue, or suggestions 
In March/April we ran a special 12-month OptimumPlus Fixed Deposit campaign – ‘Nedbank gives you 
have retired. Anyone over 55. You, the recipient of this launch edition 
indicating how we 
▼ more' – with market-leading rates and the chance to win shopping vouchers to the value of R12 000.
for a whole new conversation of 
Dialogue. It is a natural corollary, therefore, that she is the new 
communicate with 
5 ▼ We sponsored the National Moths Bowls tournament in Durban in April and offered a special rate on 
Senior Segment Manager at Nedbank Personal Banking. 
our 12-month OptimumPlus Fixed Deposit.
about investing with 
you regarding your 
 ‘I don't see you as a client, or a third party with whom I have no 
6 ▼ Interest in Advance, an innovative option for our seniors market, was launched in September 2010. It 
offers fl exible options for receiving your interest so that you can do the things you want to do NOW. 
connection. I see you as my son's grandparents, special people who 
This magazine, which you're holding in your hands, will focus on the needs of our ‘silver 
can make an immense difference in your family's lives. I know how 
7 ▼ generation'.
your sense of smell
 November The Festival of White Lights in Stellenbosch offers a spectacle 
 November The Yellow Arum Lily Festival is held in Roossenekal, 
 November
Kirstenbosch Summer Sunset 
26 of light installations and artistic performances at Spier to celebrate the 
Mpumalanga, which is the natural habitat of the much 
Concerts are a wonderful way to 
essence of the festive season. 
Contact: Computicket
sought after yel ow arum lily. This indigenous, endemic (only 
spend a Sunday evening in Cape 
December Stilbaai's Arts & Crafts Fair makes festive shopping a cinch by providing 
found in Roossenekal) species is yel ow with a black-purple 
 April
Town. All music lovers are catered 
8 – 10 high-quality decor items including quilts, home furnishings, toys, home-made 
inside bottom and features on the endangered Red Data 
for in the open-air amphitheatre – 
produce and indigenous plants. 
Contact: Penny on 028 754 2940
list. 
Contact: Christine Ackerman on 013 273 7123 or 
from rock and jazz to big band Swing. 
December The Cape Bonsai Kai Show at Kirstenbosch will feature over 
082 550 6896
Contact: 021 799 8783/8620/8773 
11 – 13 100 trees of the highest standard – with a focus on indigenous trees. 
Fancy being a wine-maker? Then the Hands-on 
Carols by Candlelight with the 
There will also be demonstrations on how to design bonsai and how 
Harvest, held in the Robertson Wine Valley, will give the 
KZNPO has become an institution 
to maintain and care for them. 
Contact: Tony Bent on 083 230 5348 or 
budding vintner in you a chance to experience the magic of 
in Durban. 
Contact: 031 309 1170 or 
Dorothy Franz on 021 797 8972 
harvest for a day. Groups are small and intimate to ensure 
031 202 5819
December The South Coast Christmas Market helps fi ll the pleasure seeker's 
that you have the very best hands-on experience. 
Listen to classic English in a suitably 
10 – 30 search for presents and pleasures with the exhibitors' creative and 
Contact: Robertson Wine Valley on 023 626 3167
11 – English setting. Every year the open-air theatre 
delightful products. 
Contact: Elmarie on 083 750 8447
The Gardenex Green Living Fair has extended its 
February at Maynardville, Wynberg, Cape Town, hosts a 
December Dullstroom Arts Festival features some of South Africa's greatest 
green fi ngers beyond plants to include pets, patio decor, 
Shakespearean production in a green wooded 
17 – 19 cultural talent. 
Contact: 013 254 0020
pools and outdoor leisure activities. The inspired line-up of 
park. Bring along your picnic basket and leave 
December The Mossel Bay Christmas Market offers a wonderful range of 
events and outdoor leisure will delight and inform even the 
behind your prejudices to enjoy Shakespeare's 
20 – 22 unique handmade and baked gifts, and fresh produce, which would all 
most seasoned gardeners and pet lovers. 
delightfully misogynist play, the 
Taming of the 
make ideal presents.
 Contact: Cecile on 082 224 3865
Contact: 011 549 8300
Shrew. 
Tickets are available through Computicket 
December The Kurland International Polo Test is heading towards being rated 
or from the box offi ce at Maynardville. 
29 one of the top test matches in the polo world. 
Contact: Clive Peddle on 
The Johannesburg International Mozart 
044 534 8786
Festival in Parktown, Johannesburg, is in its 
January The Classic Car and Bike Show features over 500 vehicles to include 
23 – third year and in 2011 follows the theme: 
22 – 23 vintage classics as well as modern and future classics. 
February 
2011 Contact: Jo on 021 797 2582
‘Exploring Musical Hemispheres'. 
9, Contact: 011 447 9264
The Good Food & Wine Show in Durban brings gourmets, gourmands and good-life devotees 
together for a sensational line-up of the fi nest international celebrity and local chefs.
Apricot Picking at De Krans in Calitzdorp lets you pick your own apricots 
26 – Contact: Hannacke Fourie or 
Helet Viljoen on 044 213 3314 
Franschhoek's Cap Classique & Champagne Festival entices anyone 
December who loves the good life and the ‘Magic of Bubbles'. Spend the champagne festival 
World of Dogs, Cats and Pets in 
weekend popping corks, fi l ing fl utes, sipping delicious bubbly and snacking on 
Johannesburg is South Africa's greatest 
delicacies prepared by some of the val ey's gourmet masterminds. 
pet lovers' exhibition.
Contact: 021 876 2861
Hobby-X Johannesburg with its exciting 
categories and extensive options, makes you 
want to rush out and take up a hobby.
style and substance
There are reasons other than 
An aspirin a day? 
scenery, siestas and salsas why 
we have such fond memories of our 
illions of people are taking an aspirin every day (or every other day) to 
holidays in the Mediterranean.
vent a heart attack or stroke. Everyone knows that aspirin protects your 
 It appears that the typical 
heart by ‘keeping your blood fl owing freely'.
Mediterranean diet can reduce our 
 But, if you are doing this on the basis of a friend's advice, or on the strength of an 
blood pressure and make us remember 
article you read, you should probably stop. 
things more clearly.
 Mounting evidence, reported recently in a number of leading medical journals, 
 According to a study by Dr Nicolaos 
suggests that taking an aspirin is a bad idea if you're healthy and not at signifi cant risk 
WAY!
Scarmeas, at Columbia University 
for a heart attack. Furthermore, these studies now show that the potential risk of 
Medical Center in New York, consuming 
cerebral haemorrhage, serious gastrointestinal bleeding, and ulcers anywhere from 
a Mediterranean diet may help lower 
your mouth to your anus outweighs any heart benefi ts an aspirin might provide.
the risk of developing Alzheimer's 
 Only your doctor can advise you to take an aspirin to keep a heart attack or 
disease in addition to improving survival 
stroke at bay.
among Alzheimer's patients.
Drinking two cups of blueberry juice a day could 
keep memory loss at bay.
 The diet typically consumed in the 
 In an article published in January 2010 in the Journal 
T Mediterranean region provides high 
of Agricultural and Food Chemistry, Robert Krikorian of 
amounts of fruits, vegetables, legumes, 
the University of Cincinnati, along with his colleagues from 
EA cereal, fi sh, and monounsaturated fats, 
the US and Canadian Departments of Agriculture, report 
low levels of saturated fats, red meat 
that consuming blueberry juice was associated with 
and poultry, and a moderate amount 
improvements in learning and memory in individuals with 
age-related memory decline.
 For the current study, Dr Scarmeas' 
The ‘silver' market – that's anyone over 
 The trial enrolled fi ve men and four women over 
team performed magnetic resonance 
the age of 50 – is turning perceptions 
the age of 70 who reported forgetfulness and memory 
imaging (MRI) scans on the brains 
of ageing on its head. Indeed, 2010 has 
lapses. They were given the equivalent of 2 – 2½ cups of 
of 712 New York residents who 
been dubbed the year of the Quintastics, 
blueberry juice daily for 12 weeks. 
participated in the Washington Heights-
a reference to those women who have 
 At the study's conclusion, learning and recall were 
Inwood Columbia Aging Project. 
discovered that ‘turning 50 brings with it a 
improved, and depressive symptoms and glucose levels 
 ‘In this study, not eating a 
ferocious second wind'.
tended to be reduced. When subjects who received 
Mediterranean-like diet had about the 
 These women include Oprah Winfrey 
blueberry juice were compared with a sample who 
same effect on the brain as having high 
(56), Helen Mirren (65), Meryl Streep (61), 
received a placebo beverage in a companion trial test, 
blood pressure,' Dr Scarmeas observed.
Sigourney Weaver (60), Condoleezza Rice 
scores for learning ability were signifi cantly better.
(55), Jerry Hal (54), Kim Cattral (54), Ines de 
 ‘These preliminary memory fi ndings are encouraging 
la Fressange (53), Isabel e Adjani (55), Carole 
KEEP and suggest that consistent supplementation with 
Bouquet (53), Michel e Pfeif er and Sharon 
blueberries may offer an approach to forestall or mitigate 
Stone (both 52). And let's not forget perennial naughty girl Madonna (52). 
neurodegeneration,' the authors conclude.
 These are women who ‘forgot to get old. Despite having more yesterdays than 
tomorrows, they're celebrating what Picasso cal ed "the autumn of a woman's life".' ‘We're welcoming an era in which 50 is the new 34,' says Emma Soames, editor-at-
Editor's note: Blueberry juice is not yet available in South Africa. 
large of 
Saga Magazine. ‘This new 2010 generation can look forward to another 30 years 
You'll have to liquidise at least three punnets of blueberries (available at 
of active life, while the generation born a hundred years ago were within a few years of 
greengrocers and certain supermarkets) to extract two cups of juice. 
the end of theirs at 50. They don't feel their age.'
Get the BEST 
Nedbank's EasyAccess Deposit account gives 
Mike Stedman, 
Senior Product 
you the high interest that comes with a deposit 
Manager for 
Funding and 
account and the easy access of a savings account. 
Now who said you can't have your cake and eat it?
WHILE there is much lean periods when the going is good. The 
best way to do this is to grow your capital 
celebrating over the declining interest rates 
by reinvesting some of your interest income.
for those who are debt-ridden, for many of 
 The second strategy is to peg your interest 
us every cut digs deeper into our reserves.
rate as high as possible instead of investing in a 
EASYACCESS DEPOSIT 
 As most of our generation lives off the 
vehicle with a fl uctuating interest rate (such as 
interest we earn on our investments, every 
a Money Market account).
time Gill Marcus lowers the interest rate, 
 With Nedbank's EasyAccess Deposit 
she is lowering our standard of living. Some 
Account you'll get some of the highest 
1 You get some of the best rates 
of us might even be forced to dip into our 
interest rates available right now.*
available (at the Big Four banks, for the applicable term).**
capital to make ends meet. 
 The Easy Access Deposit gives you a 
2 You get peace of mind that you 
 Mike Stedman, Senior Product Manager 
fi xed and guaranteed rate for the term 
▼ can access 50% of the deposit 
for Funding and Savings at Nedbank, says it 
of the deposit (3, 6, 12 or 18 months). 
with just 24 hours' notice.
is important not be taken by surprise when 
At the same time it allows you to access 
3 Your capital is secure.
interest rates fall. ‘The economy moves in 
50% of your investment with just 24 hours' 
4 You need only R2 000 to qualify 
cycles – bad times don't last, just as good 
notice (no questions asked – no penalties 
for these great benefi ts.
charged). It's like having a savings account at 
* 6,10% pa if you invest your money for 18 months.
 The principle is to make provision for 
fi xed deposit rates!
** Rates are as at 1 November 
2010, but are subject to 
change without notice.
A DEPOSIT R2 000 
Source: http://www.words-worth.co.za/downloads/Dialogue%20Dec%202010.pdf
   The Middle East & North Africa  "Gender and Development E-Brief"   NEWS & ARTICLES  GENDER ACTIVISM Tunisians protest to demand legal protection of women's rights Lebanese protest against anal exams on suspected gays Lebanese advocates ABAAD partner with men for gender equality United Arab Emirates - First Women's Museum Libya - Women Win 33 Seats in National Assembly Elections GENDER BASED VIOLENCE Women Refugees Flee Conflict & Gender-Based Violence in Syria Devil in the detail: abortion drug [misoprostol] banned in Turkey Iran Obstructs Women's Access to Education, Moves Closer to Segregating University Classes and Bars Women's Entry to Certain Majors And … Aggressive Enforcement by Morality Police as for the Women's Dress Code in Iran Women in Gaza: how life has changed Several arrested as sexual harassment surges in Cairo GENDER & HUMAN RIGHTS Egypt's Mursi appoints Christian man and two women for his cabinet Women-Only Industrial Cities in Saudi Arabia Women in Prison - Drama - Social & Personal Issues in Lebanon Woman Triumphs over Disability - Inspiring Video Women's Land Rights - International Land Coalition RESOURCES & CALLS 
    OLYMPIC MOVEMENT  ANTI-DOPING CODE  General Provisions  The Offense of Doping and its Punishment  International Anti-Doping Agency  Accredited Laboratories  Testing Procedures  Entry into force and Modifications of the  Olympic Movement Anti-Doping Code  ANNEXES APPENDIX A  Prohibited Classes of Substances and Prohibited Methods  [Note: The following Appendices are maintained on a transitional basis